Broomfield offers the perfect blend of suburban comfort and urban convenience, positioned between Denver and Boulder in Colorado's Front Range. This city of approximately 58,000 residents attracts professionals, families, and outdoor enthusiasts seeking quality schools, tech industry opportunities, and easy access to Rocky Mountain recreation.
Understanding the Broomfield cost of living calculator becomes essential before making your move, helping you create realistic budgets and salary expectations. This guide breaks down housing costs, daily expenses, transportation needs, and income requirements to live comfortably in Broomfield. You'll discover current rent prices, utility averages, grocery costs, and practical insights for using cost-of-living calculators to plan your relocation budget effectively.
How Much Does It Cost to Live in Broomfield, Colorado?
The cost of living in Broomfield, Colorado, sits approximately 28% higher than the national average as of 2025. Housing represents the largest expense factor, contributing significantly to overall living costs in this desirable Front Range community. The typical household in Broomfield earns a median income of $98,500 annually, reflecting the area's strong job market and educated workforce. Essential expense categories include housing, transportation, food, healthcare, and utilities, each requiring careful budget consideration.
These Broomfield living expenses total approximately $3,365 monthly for a single person, not including entertainment, dining out, or savings contributions. Families with children should budget considerably more for childcare, larger housing, and increased food costs.
Housing Costs in Broomfield: Rent and Home Prices
Housing costs dominate monthly budgets for Broomfield residents, whether renting or buying property. Average rent for a one-bedroom apartment reaches $1,850 per month in 2025, while two-bedroom units average $2,350 monthly. Three-bedroom rentals typically command $2,900 to $3,400, depending on location, amenities, and property age. Studio apartments offer the most affordable option at approximately $1,450 monthly, ideal for single professionals or students.
Home buyers face a median home price of $625,000 in Broomfield as of early 2025. A 20% down payment of $125,000 results in monthly mortgage payments around $3,200 with current interest rates, property taxes, and homeowners' insurance included.
Property taxes in Broomfield average 0.52% of assessed home value annually, lower than many Colorado Front Range communities. If you are interested in Broomfield housing market analysis, learn more about how to secure quality housing in competitive neighborhoods.
Broomfield Basic Living Expenses: Food, Transportation, Utilities, and Healthcare
Grocery and Dining
Grocery costs in Broomfield average $450 monthly for a single adult purchasing food at King Soopers, Safeway, or Whole Foods Market locations. A family of four typically spends $1,200 to $1,500 monthly on groceries, depending on dietary preferences and shopping habits. Restaurant meals average $18 for lunch and $35 for dinner per person at mid-range establishments throughout the city.
Transportation
RTD bus service connects Broomfield to Denver and Boulder, with monthly passes costing $114 for local routes. Most residents own vehicles due to limited transit coverage, facing gas expenses averaging $180 monthly based on current Colorado fuel prices. Car insurance costs approximately $165 monthly, while vehicle registration and maintenance add another $100 to monthly transportation budgets.
Utitlities
Utility bills for a standard 900-square-foot apartment total approximately $165 monthly in Broomfield. Xcel Energy provides electricity and natural gas service, with heating costs rising significantly during Colorado's cold winter months. Water and sewer services through the City of Broomfield average $55 monthly, while internet service from providers like Xfinity or CenturyLink costs $70 to $90 for standard speeds.
Healthcare
Healthcare costs in Broomfield average $520 monthly for an individual with employer-sponsored insurance coverage. This includes monthly premium contributions, copays, prescription medications, and out-of-pocket expenses for routine medical care. Families typically spend $1,400 to $1,800 monthly on healthcare when covering multiple household members. Major healthcare providers in the area include UCHealth Broomfield Hospital, SCL Health, and numerous primary care practices throughout the city.
What Salary Do You Need to Live Comfortably in Broomfield?
Financial experts recommend earning at least $70,000 annually as a single person to live comfortably in Broomfield without financial stress. This salary allows you to follow the 50/30/20 budget rule, allocating 50% to necessities, 30% to discretionary spending, and 20% to savings. A couple without children should aim for a combined household income of $110,000 to $120,000 to maintain comfortable living standards.
Families with children require significantly higher incomes to cover childcare, larger housing, and increased expenses across all categories. A household with two children should earn at least $140,000 annually to avoid paycheck-to-paycheck living situations. Childcare costs in Broomfield average $1,400 monthly per child for full-time daycare, representing a substantial budget consideration for working parents.
Colorado's strong job market, particularly in technology, aerospace, and healthcare sectors, often provides competitive compensation packages.
Using a Cost of Living Calculator for Your Broomfield Move
Cost-of-living calculators help you compare your current location's expenses against what you'll face in Broomfield. These digital tools require inputting your current salary, housing costs, and general expenses to generate accurate comparison data.
How to Use the Broomfield Cost of Living Calculator
Start by gathering your current monthly expenses across all major categories before using any calculator. You can use this cost of living calculator and follow these steps to get the most accurate results for your Broomfield move:
- Collect your current expense data: Input your actual rent or mortgage payment, not estimated averages, to receive personalized results for your situation. Include specific amounts for utilities, groceries, transportation, and healthcare costs from your current location.
- Enter accurate salary and household information: Input your current gross salary, household size, and number of dependents for calculations that reflect your actual financial situation. Include any additional income sources, like bonuses or side earnings, for comprehensive results.
- Compare specific spending categories: Enter your specific spending habits on transportation, groceries, and utilities rather than using default calculator estimates. T
- Use multiple calculator sources: Compare results from trusted sources like Bankrate, NerdWallet, or PayScale to verify consistency across platforms.
American Moving helps Broomfield newcomers understand local cost considerations during the relocation planning process, offering guidance on neighborhood selection and timing moves for optimal budget management.
If you want to learn more about Broomfield’s neighborhoods, check out the complete area guide to make informed decisions based on budget requirements.
Conclusion
Understanding the Broomfield cost of living calculator helps you create realistic budgets before relocating to this thriving Colorado community. Housing expenses dominate monthly budgets, with transportation, groceries, utilities, and healthcare adding high costs. Careful financial planning and competitive salaries are required to maintain comfortable living standards.
American Moving specializes in seamless relocations to Broomfield, helping newcomers navigate neighborhood selection, timing considerations, and local market conditions. Contact us today to plan your move to Broomfield and start your next chapter in this dynamic Front Range community with confidence and expert support.